*{box-sizing:border-box}body{margin:0;font-family:Segoe UI,Arial,sans-serif;background:#f5f7fb;color:#222}
header{background:#082b66;color:#fff;position:sticky;top:0}
.container{max-width:1200px;margin:auto;padding:0 20px}
.nav{display:flex;justify-content:space-between;align-items:center;padding:12px 0}
.nav a{color:#fff;text-decoration:none;margin:0 10px}
.hero{padding:70px 20px;text-align:center;background:linear-gradient(135deg,#082b66,#d71920);color:#fff}
.btn{background:#25D366;color:#fff;padding:12px 18px;border-radius:6px;text-decoration:none;display:inline-block}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.card{background:#fff;padding:18px;border-radius:10px;box-shadow:0 2px 10px rgba(0,0,0,.08)}
section{padding:40px 20px}
footer{background:#082b66;color:#fff;text-align:center;padding:20px}
.logo{height:60px}
.whatsapp{position:fixed;right:20px;bottom:20px;background:#25D366;color:white;padding:15px 18px;border-radius:50px;text-decoration:none;font-weight:bold}
table{width:100%;border-collapse:collapse;background:#fff}
td,th{border:1px solid #ddd;padding:10px}